Looking for a new rewards credit card?

Find Your Perfect Card!

Gain access to the best deals and rewards available to you starting from good or excellent credit and the best options to avoid or deal with large balance are also usually open to people with good credit history.

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Credit Cards for Perfect Credit in 2018

What is excellent credit? It’s when your spotless credit history has made you eligible for the very best credit card deals out there. You can qualify for 0% APR on purchases and balance transfers; cash back on purchases, cash sign-on bonuses, yearly cash back incentives – you can have it all.

Discover it® Miles

• INTRO OFFER: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That’s $600 towards travel!

Low Intro APR

Capitol One® VentureOne Rewards Card

• 20000 Miles once you spend $1,000 on purchases within 3 months from account opening

 

Low Intro APR

Discover it® Cash Back

• INTRO OFFER: Discover will match ALL the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.

Low Intro APR

HSBC Gold Mastercard® credit card

• 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99%, 16.99% or 20.99% will apply.

• No Penalty APR.

• Late Fee Waiver.

• No Foreign Transaction Fees.

Capital One® SavorOne℠ Cash Rewards Credit Card

• Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

Low Intro APR

Citi® Double Cash Card – 18 month BT offer

• Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay

• Balance Transfers do not earn cash back

• 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% – 25.49% based on your creditworthiness*

Citi Simplicity® Card – No Late Fees Ever

• The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER

• 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 15.99% – 25.99%, based on your creditworthiness

USAA® Preferred Cash Rewards Visa Signature® Card

• Earn 1.5% cash back on every purchase with no limits or category restrictions.

• Pay no annual fee, no penalty APR and no foreign transaction fees

• USAA membership is available to active and former military and their eligible family members

HSBC Cash Rewards Mastercard® credit card

• Earn unlimited 1.5% cash rewards on all purchases.

• Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.

• 10% Anniversary Bonus on all Cash Rewards earned once a year.

Capital One® Quicksilver® Cash Rewards Credit Card

• One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

CREDIT CARDS WITH REWARDS PROGRAMS

Rewards credit cards are becoming more and more diverse. Trying to win customers, issuing companies offer a wide range of benefits to cardholders. You can find credit cards with multi-purpose rewards programs like cash back or points rewards, or with rewards programs that are targeted at specific needs – airline, hotel, retail chain or more.

Compare the best rewards credit cards applications on this page to choose the one that will give you highest rebates and will let you redeem earned rewards for what you want – gift cards, entertainment, airline tickets, hotel rooms, gasoline, shopping discounts and more.

Citi® Double Cash Card – 18 month BT offer

• Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay

• Balance Transfers do not earn cash back

• 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% – 25.49% based on your creditworthiness*

• No categories to track, no caps on cash back, no annual fee*

Discover it® Miles

• INTRO OFFER: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That’s $600 towards travel!

• Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.

• No Blackout Dates – fly any airline, stay at any hotel.

• Redeem your Miles as a statement credit towards travel purchases.

• Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

• Earn up to 50,000 American Airlines AAdvantage® bonus miles: 40,000 AAdvantage® miles after making $2,000 in purchases in first 3 months and 10,000 after making a total of $6,000 in purchases in first 12 months of account opening*

• Earn 2 AAdvantage® miles for every $1 spent at gas stations*

• Earn 2 AAdvantage® miles for every $1 spent at restaurants*

• Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*

Capital One® Venture® Rewards Credit Card

• 50000 Miles once you spend $3,000 on purchases within 3 months from account opening

• Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture

• Named ‘The Best Travel Card’ by CNBC, 2018

• Receive up to $100 application fee credit for Global Entry or TSA Pre✓®

Capital One® QuicksilverOne® Cash Rewards Credit Card

• Earn unlimited 1.5% cash back on every purchase, every day

• Earn cash rewards without signing up for rotating categories

• Get access to a higher credit line after making your first 5 monthly payments on time

• No limit to how much cash back you can earn, and cash back doesn’t expire for the life of the account

• Help strengthen your credit for the future with responsible card use

Discover it® Cash Back

• INTRO OFFER: Discover will match ALL the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.

• Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.

• Plus, earn unlimited 1% cash back on all other purchases – automatically.

HSBC Cash Rewards Mastercard® credit card

• Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.

• Earn unlimited 1.5% cash rewards on all purchases.

• 10% Anniversary Bonus on all Cash Rewards earned once a year.

Capital One® VentureOne® Rewards Credit Card

• 20000 Miles once you spend $1,000 on purchases within 3 months from account opening

• Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture

• Fly any airline, stay at any hotel, anytime

Credit Cards for Good Credit in 2018

You’ve made all the right financial moves to find out how to build good credit and made sure your credit is good – now use that solid credit history to qualify for credit cards that offer tons of benefits in the form of promo bonuses, rewards, low interest rates or low fees. We’ll show you which cards are best for you.

Capital One® SavorOne℠ Cash Rewards Credit Card

• Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening

• Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases

• No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn

• 0% intro APR on purchases for 15 months; 14.74% – 24.74% variable APR after that

Citi Simplicity® Card – No Late Fees Ever

• The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER

• 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 15.99% – 25.99%, based on your creditworthiness

• 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.99% – 25.99%, based on your creditworthiness

• If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full

Capital One® Venture® Rewards Credit Card

• Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel

• Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture

• Named ‘The Best Travel Card’ by CNBC, 2018

• Receive up to $100 application fee credit for Global Entry or TSA Pre✓®

 

HSBC Gold Mastercard® credit card

• 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99%, 16.99% or 20.99% will apply.

• No Penalty APR.

• Late Fee Waiver.

• No Foreign Transaction Fees.

• $0 Annual Fee.

• $0 liability for unauthorized purchases.

Discover it® chrome

• INTRO OFFER: Discover will match ALL the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.

• Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

• Redeem your cash back for any amount, any time. Cash rewards never expire.

• Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.

Citi Premier℠ Card

• Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

• Earn 3X Points on Travel, Including Gas Stations

• Earn 2X Points on Dining Out & Entertainment

• Earn 1X Points on All Other Purchases

• 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com

• No expiration and no limit to the amount of points you can earn with this card

HSBC Cash Rewards Mastercard® credit card

• Earn unlimited 1.5% cash rewards on all purchases.

• Earn a $150 cash rewards intro bonus after spending $2,500 in the first 3 months.

• 10% Anniversary Bonus on all Cash Rewards earned once a year.

• $0 liability for unauthorized purchases.

• 0% Intro APR for 15 months on balance transfers, then a 14.99%, 18.99% or 24.99% variable APR.

USAA® Rate Advantage Visa Platinum® Card

• Enjoy USAA’s lowest rate card.

• No annual fee, no foreign transaction fees, no penalty APR.

• USAA membership is available to active and former military and their eligible family members

 

Capital One® VentureOne® Rewards Credit Card

• Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel

• Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture

• Fly any airline, stay at any hotel, anytime

• Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that

• Miles won’t expire for the life of the account and there’s no limit to how many you can earn

USAA® Rewards™ American Express® Card

• Earn 3X points per dollar spent on dining.

• Earn 2X points per dollar spent on gas and groceries.

• Earn 1X points for every dollar spent on all other purchases.

• Get 2,500 bonus points with your first purchase.

• Redeem points for cash, merchandise, gift cards and more.

• USAA membership is available to active and former military and their eligible family members

 

Best Credit Cards for Limited or No Credit

When you apply for a credit card, the bank wants to see your credit history and be sure you’re a good risk – so what if you have limited or no credit history? The time to start building with one of these cards, recommended by Venture Credit Solutions, has come.The card for limited/no credit history may not come with many perks, since their main purpose is to give you an opportunity to build credit. Consider this as an investment in your future. Never miss a payment, pay off your balances, and you’ll be on the road to excellent credit. In time, you’ll be eligible for amazing rewards. It pays off to be patient.

Capital One® Platinum Credit Card

• Get access to a higher credit line after making your first 5 monthly payments on time

• Pay no annual fee

• Get access to a higher credit line after making your first 5 monthly payments on time

• Fraud coverage if your card is lost or stolen

• Use online banking to access your account, even from your smartphone, with our mobile app

Green Dot 5% Cash Back Visa® Debit Card

• Earn 5% Cash Back on purchases, up to $100 per reward year

• No overdraft fees, ever

• No credit check to get a card

• Get paid up to 2 days earlier with free direct deposit (subject to your payment provider’s process and timing)

Capital One® Quicksilver® Cash Rewards Credit Card

• Earn unlimited 1.5% cash back on every purchase, every day

• Earn cash rewards without signing up for rotating categories

• Get access to a higher credit line after making your first 5 monthly payments on time

• Monitor your credit profile with the CreditWise® app, free for everyone

Midnight Prepaid Visa® RushCard

• Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.

• Enroll in Direct Deposit and get your pay up to two days early. Certain restrictions apply*

• Easy Online Bill Pay — pay your rent, utilities or a friend*.

• Shop online and in stores – everywhere Visa debit cards are accepted.

Discover it® Secured

• No Annual Fee, earn cash back, and build your credit with responsible use.

• It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can’t help you build a credit history.

• Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.

OpenSky® Secured Visa® Credit Card

• No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.

• The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.

• Build credit quickly. OpenSky reports to all 3 major credit bureaus.

• 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.

24k Prepaid Visa® RushCard

• Enroll in Direct Deposit and get your pay up to two days early.*

• Real time activity alerts to let you know when a load goes through or if your balance is running low.

• Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.

Carbon Prepaid Visa® RushCard

• Get your government benefits up to two days early with Direct Deposit. Certain restrictions apply.*

• Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.

• Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.

• Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.*

 

Journey® Student Rewards from Capital One®

• Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month

• Enjoy no annual fee and no foreign transaction fees

• Get a head start and build your credit with responsible use

Best Credit Cards and Personal Loans for Bad Credit

Sometimes unexpected things happen in life and you get in over your head. Whatever the reason for your bad credit history, the first step toward repairing it is applying for a card made especially for your situation and then, if approved, making timely payments and keeping account balances low relative to the credit limit with all your creditors.

When you use a credit card keep in mind that your credit behavior will be reported to the consumer reporting agencies, so you could build your credit history if you practice responsible credit behavior. Also banks may charge additional fees for credit card use, beyond interest rates and annual fees. Read the terms and conditions carefully and know what you are signing up for – Credit-Land.com provides you with most current and full product reviews.

LifeLoans

• Request a loan in under 2 minutes!

• This service is free and will NOT affect your credit score

• Money can be deposited as soon as the next business day

• Minimum Loan Amount:$500

• Maximum Loan Amount:$40,000

• Minimum Age of a Borrower:18

• Employment Required:Yes

• Checking Account Required:Yes

 

First PREMIER® Bank Gold Credit Card

• Must have checking account to qualify

• A 60 second response could mean a new credit card for you!

• A Gold credit card offer for those with less than perfect credit.

• Manage your account online 24/7 free of charge

• Zero fraud liability protects you from unauthorized charges. Restrictions apply.

• Only you can rebuild your credit. A First PREMIER Bank Credit Card can be one tool to help in your journey. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.

• Easy Online Application!

First PREMIER® Bank Mastercard® Credit Card

• Must have checking account to qualify

• Reports to the major Consumer Reporting Agencies.

• We provide a response in 60 seconds or less.

• Bad Credit? Good Option!

• Credit limit increase eligibility after 13 months and kept your account in good standing.

• Know the score! Quarterly FICO score on your monthly billing statements

• $0 Fraud Liability on unauthorized charges. Restrictions apply.

First Access Visa® Solid Black Credit Card

• Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online

• Reporting monthly to all three major credit reporting agencies

• Perfect credit not required for approval; we may approve you when others won’t

• You may be eligible for a Credit Line Increase after six months

• Easy and secure online application

• If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)

• Receive your card more quickly with optional Expedited Processing (additional fee applies)

Midnight Prepaid Visa® RushCard

• Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.

• Enroll in Direct Deposit and get your pay up to two days early. Certain restrictions apply*

• Easy Online Bill Pay — pay your rent, utilities or a friend*.

• Shop online and in stores – everywhere Visa debit cards are accepted.

• Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.*

Total Visa Card

• Checking Account Required

• Fast and easy application process; response provided in seconds

• A genuine VISA card accepted by merchants nationwide across the USA and online

• Manageable monthly payments

• If approved, simply pay a Processing Fee to open your account and access your available credit

• Reports monthly to all three major credit bureaus

• Select your favorite card design from our gallery, for free!

Horizon Gold

• Must have Active Debit Card or Credit Card to qualify.

• Instant $500 Credit Line.

• No Credit Check.

• No Employment Check.

• Reports to a Major Credit Bureau.

• Fast Online Application.

• Bad Credit accepted.

Carbon Prepaid Visa® RushCard

• Get your government benefits up to two days early with Direct Deposit. Certain restrictions apply.*

• Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification*.

• Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.

• Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.*

 

Green Dot 5% Cash Back Visa® Debit Card

• Earn 5% Cash Back on purchases, up to $100 per reward year

• No overdraft fees, ever

• No credit check to get a card

• Get paid up to 2 days earlier with free direct deposit (subject to your payment provider’s process and timing)

• Track your money 24/7 with our mobile app. Deposit checks with your smartphone

• Use it everywhere Visa debit cards are accepted in the U.S.

Fit Mastercard® Credit Card

• All credit types welcome to apply!

• Monthly reporting to the three major credit bureaus

• Initial Credit Limit of $400.00!* (subject to available credit)

• Fast and easy application process; results in seconds

• Use your card at locations everywhere that Mastercard® is accepted

• Free online account access 24/7

• Checking Account Required