Sick of bad credit? Clean up your reports.

Fix Your Credit Today!

Having bad credit can affect almost every aspect of your life: landing a job, buying a house, getting a car loan, qualifying for insurance… it can even take a toll on your marriage. If any of this sounds familiar and you’re sick of living with bad credit, it’s time for a credit clean up..

Free Consultation

Call 877-65-SCORE to Schedule Your Consultation.

Need to fix your credit score? You’re not alone.

According to Bloomberg News columnist John F. Wasik, a credit score of more than 750 typically means you will get the lowest finance rates on purchases like mortgages and automobiles. Anything less than that could force you to have to pay higher interest rates or settle for less than the best terms.

Poor Credit

FAir Credit

Good Credit

Very Good

Learn How Your Credit Score Impacts You

40 Points on your credit could cost you $40,000 on a 30 year mortgage

35 percent of adults with a credit file, have a report of debt in collections.

Fewer than one in five people obtain copies of their credit report each year!

Establish Good Credit and Fix Bad Credit

Z

How This Impacts You

Odds are there are negative items listed on your credit reports that do not belong there. By law, you have the right to dispute these negative items. Any negative listing you feel may be inaccurate, untimely, misleading, incomplete, ambiguous, unverifiable, biased or unclear (“questionable”) can be disputed with the credit bureaus.

If the item cannot be verified, then it must be removed from your credit report.

By taking a two pronged approach to improving your credit through ongoing management of your credit and through fixing the errors in your credit reports, many people have seen dramatic results in a relatively short period of time. If you simply sit back and wait for your credit score to improve, it may be a number of years before you see a significant shift, but by proactively working to fix your credit, you may see noticeable improvement in your credit score in only a matter of months.

When your credit is broken to begin with because of an imperfect credit system, you shouldn’t have to wait for years for the problem to fix itself. Take advantage of your right to a fair and accurate credit score by working to fix your credit reports.

Need to fix your credit score?
You’re not alone

Z

What You Need To Know

According to Bloomberg News columnist John F. Wasik, a credit score of more than 750 typically means you will get the lowest finance rates on purchases like mortgages and automobiles. Anything less than that could force you to have to pay higher interest rates or settle for less than the best terms.

myFICO® reports that the median credit score in the U.S. is 723 meaning half of all Americans have a credit score of less than 723. When factoring in the number of people with credit scores between 723 and 750, the majority of Americans have credit scores that are less than ideal.

And increased interest rates are not the only consequence of a lower credit score. The credit crunch has caused lenders to be much more cautious with their lending practices. In years past, people with sub 600 credit scores could be still get approved for credit, even if it was restricted to non-traditional mortgage loans and high interest credit cards. Today, lenders are no longer willing to extend credit to higher risk individuals. Many people with bad credit are now unable to get approved for loans because of their low credit scores.

Fortunately for those with lower credit scores, there is hope. A growing number of Americans are discovering steps they can take to legally fix their credit reports.

p

Thousands have fixed their credit scores

The credit reporting system is not perfect. Credit reporting errors, statistical assumptions, and obsolete data all contribute to a system that makes it look like responsible people who can be counted on to pay their bills are not worthy of credit.

If you are in a position where your credit score is making you look like a higher credit risk than you really are, you may be able to improve your credit score by fixing your credit.

The Fair Credit Reporting Act gives you the right to dispute any items in your credit reports you feel may be inaccurate, untimely, misleading, biased, incomplete or unverifiable (“questionable”). In essence, you have the right to dispute the questionable negative items in your credit reports you feel are giving lenders an unfair impression of your credit worthiness.

You can work to fix your credit on your own or with the assistance of a professional credit repair firm like Venture Credit Solutions. Since 2017, VCS has been helping clients dispute the questionable negative items in their credit reports and has produced results time and time again.

p

Work toward a new start by fixing your credit

Because of the effect it can have on your finances, putting effort into fixing your credit reports may be one of the best things you can do to help put a divorce behind you and start moving forward on the rest of your life.

Your credit score is supposed to be an accurate reflection of your credit worthiness but when negative items are wrongfully added to your credit reports after a divorce, lenders can get the wrong impression of you. You may be a responsible person who can be counted on to repay your debts, but the inaccurate items in your credit reports give lenders the impression that you are less than trustworthy. Your poor credit rating ends up being a link to unfortunate past events, and an obstacle to making the most of the future.

When this happens, the law gives you the right to dispute any items in your credit reports that you feel may be inaccurate, untimely, misleading, incomplete, ambiguous, unverifiable, biased or unclear. By effectively disputing and removing these questionable negative items, people have been able to significantly improve their credit scores and erase the negative effects a divorce had on their credit.

The average consumer doesn’t realize all the implications of a poor score, it is time to take control and become enlightened!

How You Can Get Started Now

Call (877) 65-SCORE  Or Contact Us  online to Get Started

Credit Education & Tools

In today’s world, identity theft is one of the fastest growing crimes. With our services, we keep you informed of any changes or updates on your credit report and advise you on how the reported items affect your credit.

Credit Repair Services

At VCS, our team works on your behalf, disputing inaccurate credit report items with the credit bureaus and your creditors. We’ve effectively disputed every kind of problem a credit report can have and we’re waiting to help you now.

Speak with a VCS Credit Pro

At VCS, our team works on your behalf, disputing inaccurate credit report items with the credit bureaus and your creditors. We’ve effectively disputed every kind of problem a credit report can have and we’re waiting to help you now.

Call 877-65-SCORE to Schedule Your Consultation.

Why Work With Venture Credit Solutions?

Quality Customer Support & Valuable Services

1 on 1 Dedicated Support Team

Goodwill Letters to Creditors

Cease and Desist Letters

24/7 Access to Your Client Portal

Debt Validation Letters