HOW IT WORKS

Take these simple steps to financial freedom.

REGISTER NOW! Sign up using this easy form! Fill out your personal information and create a username and password. This will allow you access to your credit reports and repair status through Venture Credit Solutions customer portal. Once you have completed registration, a Venture Credit Solutions specialist will contact you to review your credit report and provide a complete list of issues that are negatively affecting your score.

Common items may include: Errors, Collections, Repossessions, Late Payments, Charge-Offs, Liens, Foreclosures, Judgements, Bankruptcies

We will clearly explain what needs to be done to repair your credit and offer a clear list of pricing for working with you to resolve each item. We’re always honest and upfront and there are never any hidden fees or charges.

CREDIT BUREAU DISPUTES

Once documents are submitted to your advisor, disputes are sent to all three credit bureaus. A “dispute” refers to information incorrectly reported on your credit report. These inaccuracies can negatively impact your score. You’ll start to receive correspondence from the credit bureaus in 30 to 45 days. Upon receipt of any mail, upload it into your Venture Credit Solutions portal or send it via our pre-paid envelopes for your advisor to review. Based on the responses, your advisor will send more information to further clarify inaccurate details.

INVESTIGATION

In case of disputes, we ask the credit bureaus to include any statements appearing on your credit report. Generally, they charge a fee for this service. A notice of a disputed item must be included in the report to the credit bureau. If the case yields an undesired result we’ll give you expert advice on how to best proceed and guide you every step of the way.

VIOLATIONS REPORTED

Things like, charging a settled debt or misstating a balance can negatively impact your credit score because they are considered to be violations of the Fair Credit Reporting Act (FCRA). Venture Credit Solutions will work with you to identify any possible violations before they become an issue. We will investigate any complaints on your file from the state attorney general, FTC and Better Business Bureau.

CREDITOR INTERVENTIONS

After analyzing responses from the credit bureaus, we draft dispute letters on your behalf. We ask for interventions that include goodwill letters, validation demands and information requests. This is a time-consuming process which many credit repair companies avoid. However, Venture Credit Solutions never avoids doing what it takes to help our clients. We fight to make your credit right!

RESULTS

An updated credit report will be sent to you by the credit bureau in 30-45 days. You can upload these reports on your online account. Your personal advisor reviews all responses and updates your credit report. Our experts will plot a course of action to help you continue improving and building on your credit score.

REVIEW

The methods for improving your credit score are part of an ongoing process and credit bureaus can be tough to deal with. It takes persistence and expertise. Our team of knowledgeable professionals are happy to take on the challenges and handle all the details that finally get you to a better score. We’re your advocates and will continue to stay on top of your credit report!

REPEAT

We are committed to investigating and disputing issues on your credit report, and we don’t stop until it’s free of as many duplicates, mistakes and “false negatives” as we can remove. In the meantime, we encourage you to keep in touch as we help you continue to build your credit. We’ll guide you on finding credit cards, loans and lines of credit with better rates to help you establish an even stronger credit profile.